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Vidhya AI Terms of Use

1. Introduction

Your use of the Vidhya AI website,, the Vidhya AI application for mobile or any other device (the “Application”), and the Vidhya AI Services (defined below) are subject to your compliance with Vidhya AI’s terms and conditions of service (the “Terms of Use”). These Terms of Use constitute a legally binding agreement between Vidhya AI Technologies (“Vidhya AI,” “we,” “our,” or “us”) and you, and describe the terms under which you agree to use the services, products, features, functions, technologies, or content offered on the Website, the Application, and all related sites and applications, regardless of how accessed, including by computer, mobile phone, tablet, or any other device (collectively, the “Vidhya AI Services”).

2. Consent

By using our website, you hereby consent to our Privacy Policy and agree to its terms.

3. Vidhya AI Services Overview

Vidhya AI Services may include various features such as investment opportunities for teenagers between the ages of 13-18, access to financial classes and lessons, and the ability to plan and save funds for short and long-term goals through SIPs.

4. Secondary Approver

These Terms of Use govern the relationship between Vidhya AI and the Accountholder or Sub-account cardholder. The Accountholder has the ability to assign certain responsibilities to a Secondary Approver, typically a parent or legal guardian. However, certain limitations apply to the Secondary Approver’s authority.

5. Cardholder Agreement and Privacy Policy

The Cardholder Agreement and the Vidhya AI Privacy Policy are incorporated by reference into these Terms of Use. Your use of the Vidhya AI Services constitutes acceptance of these Terms of Use.

6. Conduct

As a condition of your use of Vidhya AI Services, you agree not to use them for any unlawful purpose or in a way that could interfere with the operation of the services.